What Insurance Does Your Clinic Accept?

Our clinic currently participates with the following insurance programs and plans:

  • Traditional Medicaid
  • Traditional Medicare
  • Anthem Commercial and Medicaid Plans**
  • Self-Pay (Private Pay)
  • Out of Network Superbills Available upon request

**Please note that some Anthem Marketplace, Exchange, Bronze, or employer-sponsored plans may not be covered. Coverage varies by individual policy and network. Patients are responsible for verifying that our providers participate with their specific plan before scheduling services. Call your insurance and ask for summary plan description for most robust information.

Self-Pay and Out-of-Network Options

Patients may choose to receive services on a self-pay basis regardless of insurance status.

If we are not participating with your insurance plan, or if you elect not to use insurance, payment is due at the time of service. Upon request, we can provide a superbill that you may submit directly to your insurance company for possible out-of-network reimbursement.

Good Faith Estimate Notice

Under the No Surprises Act, patients who are uninsured or choose not to use their insurance have the right to receive a Good Faith Estimate of expected charges for non-emergency healthcare services. You may request a Good Faith Estimate before scheduling a service or at any time prior to receiving care. For more information or to request an estimate, please contact our office.

Please note that our practice is not a Federally Qualified Health Center (FQHC) and does not offer a sliding fee scale that some clinics receive government funding to provide low-cost/reduced fee’s.

Self-pay patients may be eligible for a 20% discount on services. Discount eligibility and rates are subject to change without notice.

Please note that reimbursement is not guaranteed and is determined solely by your insurance carrier. Patients are responsible for all charges regardless of insurance reimbursement and if insurance does not pay. We provide a courtesy check.

Verify Your Coverage Before Your Appointment

Because insurance benefits vary significantly by policy, we strongly encourage all patients to contact their insurance carrier prior to scheduling or receiving services to confirm:

Provider network participation
Behavioral health coverage
Referral requirements
Prior authorization requirements
Copayments, coinsurance, and deductibles
Visit limitations or exclusions
Out-of-pocket responsibility
Insurance information is subject to change without notice.

Important Insurance and Financial Disclaimer

Insurance coverage, benefits, eligibility, and payment are determined by your individual insurance plan and are not guaranteed by our clinic. Participation with an insurance company does not guarantee that services will be covered under your specific policy.

Patients are solely responsible for verifying insurance benefits, coverage limitations, referral requirements, prior authorizations, deductibles, copayments, coinsurance obligations, and other out-of-pocket expenses before receiving services. We are happy to provide a courtesy check but ultimately this is a contract between you and your plan and oftentimes, they will not provide us with the detail they will the direct member.

If your insurance company denies payment, applies services to your deductible, determines services are out-of-network, or pays less than expected, you remain financially responsible for all charges incurred.

Insurance participation and accepted plans may change at any time without notice.

For self-pay and out-of-network services, payment is due at the time of service unless other arrangements have been made. A superbill may be provided upon request for submission to your insurance carrier for possible reimbursement. Reimbursement is not guaranteed.

Insurance and Appointment Policy

Insurance verification is the responsibility of the patient. Before receiving services, you must confirm that our provider is in-network with your specific insurance plan.

Please be aware that insurance companies may offer multiple plans under the same brand name. Even when a provider participates with an insurance carrier (such as Anthem), certain employer-sponsored, Marketplace, managed care, or behavioral health carve-out plans may not include our providers in their network. Just because your card says “anthem” and we are in network with anthem does not guarantee coverage.

Insurance is a contract between the patient and the insurance carrier. Patients are ultimately responsible for all charges associated with services received.

Some insurance plans require a referral from your primary care provider and/or prior authorization before services are covered. These are separate requirements and may both be necessary.
Referrals and supporting documentation may be faxed to 812-308-4228.

Copayments, deductibles, coinsurance amounts, and self-pay balances are due at the time of service.

To avoid appointment delays or cancellations, all required referrals, authorizations, and completed forms must be received by our office at least three (3) business days prior to your scheduled appointment. Appointments may be canceled or rescheduled if required documentation has not been received. Patients are responsible for obtaining any required referrals or authorizations and ensuring they are submitted to our office in a timely manner.

Questions to Ask Your Insurance Company

  • Before scheduling your appointment, consider asking:
  • Is this provider in-network for my specific insurance plan?
  • Do I have behavioral health benefits?
  • Do I need a referral from my primary care provider?
  • Do I need prior authorization for services?
  • What are my deductible, copayment, and coinsurance responsibilities?
  • Are there any visit limits, exclusions, or behavioral health carve-outs?
  • Do I have out-of-network benefits?
  • Are the following CPT codes covered under my plan? 99205, 99213, 99214, 99215, 90833,

Last Updated: Fall 2026